One Card Many Uses: Simplify Your Wallet With hitch Prepaid Card

Think about how many payment tools you carry, credit cards, bank apps, wallets, FASTag accounts, and how messy it can all get. Now imagine swapping that clutter for just one card that does most of the heavy lifting. That’s the promise of the hitch prepaid card. It’s not about adding another card; it’s about simplifying your life.

With hitch, you load exactly what you need. You pay safely. You control how and when you spend. Plus, you can use the card both online and offline. The card is backed by solid security, has clear spending controls, and even supports the NCMC (National Common Mobility Card) system. If you want a smart, no-nonsense way to manage money, the hitch prepaid card is worth a look.

What Is the hitch Prepaid Card?

The hitch prepaid card is a Prepaid Payment Instrument (PPI) issued by hitch. This is not a credit card, it’s a card you load in advance and then use to pay.

Here are the core facts:

• The card works without requiring a bank account.
• hitch does not run a credit check when issuing this card.
• You can load the card from multiple sources — like credit cards, bank accounts, and other payment modes.
• Once loaded, you get instant access to your funds. You can spend “in seconds,” whether you are shopping online or paying in a store.
  
• You can set custom spending limits to control how much you spend.
• With transaction control, you decide when and how payments will be made.
• The card gives 1% cashback on “e‑commerce and offline shopping” transactions.
• It supports NCMC, making it usable in contexts where mobility payments or common payment‑card schemes are accepted.

How Secure Is the hitch Prepaid Card?

Security is a top priority with hitch. Here’s how they protect your money:

• When you register, you must set up a password or PIN.
• Every wallet or card transaction needs that PIN or password.
• If too many failed attempts occur, hitch may apply timeouts, limit login attempts, or temporarily freeze the PPI.
• After each debit/credit transaction, you receive an alert with the updated available balance.
• If you spot an unauthorized or suspicious transaction, hitch has a grievance redressal mechanism. You can report via email, a 24‑hour toll‑free number, or through their website/app.
• hitch reserves the right to freeze or restrict your account if it suspects fraud or misuse.

Fees, Charges & Inactivity Policy

It’s important to know what charges hitch might apply:

• While many PPI services are free, some transactions may have a small fee, depending on how you load or use the PPI.
• For FASTag‑linked PPI, the maximum issuance fee for the PPI is ₹100.
• If your PPI remains inactive for 12 months (no transactions), hitch may charge a maintenance fee of ₹249 (Including GST).
• This maintenance fee is deducted from the PPI balance.
• If you want to close your PPI, hitch allows you to refund the remaining balance back to your source account or bank (as per KYC).

For more information, check out this page: Terms & Conditions

Using the hitch Card in Real Life

Here’s how you can actually use this card in your daily life:

• Shopping (Offline & Online): Use it like a debit card for in-store purchases or online orders.
• Subscriptions: Perfect for recurring payments — put a fixed amount and use it for Netflix, Spotify, or other services.
• FASTag Payments: hitch supports a FASTag wallet, so you can use the PPI for toll payments or other NETC transactions.
• Mobility Payments: With NCMC access, the card can work in places where NCMC is accepted, making it useful for transit or ticketing.
  
  

Who Should Use the hitch Prepaid Card?

This card is great for:

• People who want to pre-load money and spend mindfully.
• Those who prefer no credit checks, the small‑PPI lets them operate without full financial onboarding.
• Regular commuters or toll road users can use the FASTag wallet.
• Shoppers who want 1% cashback on daily purchases.
• Anyone who wants trackable, secure payments without exposing their bank account.
  
  

The hitch prepaid card is not just another financial tool. It’s a smart way to simplify your payments. Whether you’re managing daily shopping, subscriptions, or toll payments, this card helps you stay in control. You don’t need a bank account, you avoid credit checks, and you get strong security + cashback benefits. The two-tier PPI system (Small & Full-KYC) lets you choose how deeply you want to integrate with hitch, based on your usage.

If you want a lightweight, secure, and flexible card that truly replaces a bunch of other payment methods, the hitch prepaid card is an efficient and realistic option. Simplify your wallet, and make your money work the way you want, not the other way around.