According to NPCI’s insights, awareness is a powerful tool in reducing scam success rates. Educated users are more cautious while interacting with digital platforms and are better equipped to identify red flags. Campaigns that inform users about phishing, fake offers, and OTP frauds create a preventive mindset. When individuals understand scam tactics, they’re less likely to fall for misleading schemes.
Awareness also improves reporting and discourages repeat offenders. When more users report scams authorities can take quicker action to curb fraudulent activities. Additionally, informed consumers act as advocates, spreading awareness in their communities. This collective vigilance strengthens the ecosystem making scams less profitable for perpetrators. NPCI’s emphasis on education highlights its role in developing safer digital transactions across India.