Pay Smarter, anywhere: Top Online and Offline Credit Card Payment Methods

Paying your credit card bill on time isn’t just smart—it’s essential for maintaining a strong credit score and avoiding late fees. Whether you prefer digital convenience or traditional methods, here are fast and reliable ways to get it done.

 Online Payment Options

• Internet Banking: The most popular method. Log in to your bank’s portal and pay from anywhere, anytime.
• NEFT (National Electronic Funds Transfer): Transfer funds from your savings account to your credit card account—even across different banks. It’s secure and usually processed within a day.

 ATM Payments

If your debit card and credit card are from the same bank, you can pay instantly at an ATM. Just follow the on-screen instructions and clear your dues in minutes.

 Offline Payment Methods

• Bank Branch: Visit your card issuer’s branch, fill out a cash deposit slip with your card details, and submit it along with the payment.
• Cheque or Demand Draft: Write it in favor of your credit card account and drop it off at any branch or ATM drop box.