Delegated UPI Payments allow users to authorize someone else to make payments on their behalf. For instance, parents can permit children to pay for groceries using their bank account. These payments are controlled and limited by pre-set rules, such as caps on transaction amounts or specific merchants. This feature enhances flexibility while maintaining security, making it ideal for shared financial management in families.
The system adds convenience for users while maintaining accountability and control. It eliminates the need to hand over passwords or physical bank cards, reducing fraud risks. Delegated UPI Payments also encourage shared responsibility, particularly in families or groups where a single account serves multiple individuals. By setting clear boundaries, it ensures financial security while simplifying collaborative financial transactions.
