Businesses can implement clear spending limits and offer budgeting tools within their payment apps to encourage financial awareness. Providing transparent transaction histories and insights can help consumers monitor their spending habits. Educating customers about potential risks and offering secure payment solutions also goes a long way in developing responsible usage. Likewise, consumers should regularly review their expenses and set personal budgets to avoid overspending. Using features like transaction alerts can create awareness about each payment made. Practicing caution by avoiding unnecessary purchases and recognizing the triggers behind impulse buying can further lead to balanced and responsible use of digital payments
