Stay vigilant and avoid sharing sensitive information like PINs or OTPs with anyone, even family or friends. Double-check merchant details before making payments so that transactions are legitimate. Always verify suspicious calls or emails claiming to be from payment platforms. Use strong, unique passwords and enable two-factor authentication for added security. Regularly review bank statements to catch unauthorized transactions quickly. Avoid clicking on unknown links sent via SMS, email, or messaging apps. Use trusted apps from verified sources like Google Play or the App Store.
If something feels off, stop the transaction immediately and report it to your bank. Stay informed about the latest scam techniques to recognize red flags early. And, above all trust your instinct when something doesn’t seem right.