To comply with NPCI’s guidelines, Fintech firms must adopt strict operational and security protocols. The first step is confirming integration with only NPCI-approved UPI service providers to maintain system integrity and prevent data leakage. Firms should also adhere to data protection standards like PCI DSS enabling encrypted transactions that protect user information.
Regularly conducting audits, vulnerability assessments and penetration tests is necessary to identify weaknesses and maintain compliance. Internal teams must stay informed of regulatory updates and avoid practices like using unregistered APIs. Providing transparent documentation of processes and maintaining real-time monitoring systems ensures ongoing compliance with NPCI standards.
