In families where only one member has a bank account, Delegated UPI Payments allow others to participate in financial activities. Instead of cash-based dependency, they can make transactions within limits set by the account holder. This feature is particularly useful for managing household expenses and emergencies, making it an inclusive tool that bridges gaps in access to banking services.
It also promotes a sense of equality and empowerment within families, as every member can contribute to financial responsibilities. For account holders, the feature reduces the administrative hassle of constant cash withdrawals or manual oversight. This innovation highlights UPI’s flexibility and its focus on addressing real-world challenges faced by Indian households.
